Terms & Conditions
Terms & Conditions
Welcome to Health Pain Management Insurance. These Terms and Conditions govern your use of our website located at https://health.painmanagementinsurance.com and all related services. By accessing or using our site, you agree to comply with these terms. If you do not agree, please discontinue use immediately.
1. Acceptance of Terms
By using this website, you confirm that you are at least 18 years of age and possess the legal capacity to enter into binding agreements. You also affirm that all information you provide is accurate, current, and complete.
2. Services and Eligibility
Our services are intended for informational and educational purposes only and do not constitute medical advice, insurance underwriting, or professional healthcare consultation. Eligibility for insurance coverage is subject to underwriting guidelines, state regulations, and policy-specific terms. Coverage is not guaranteed and may vary by jurisdiction.
3. Account Registration and Security
If you register for an account, you are responsible for maintaining the confidentiality of your credentials and for all activities under your account. Notify us immediately of any unauthorized access or security breach at support@health.painmanagementinsurance.com.
4. Intellectual Property
All content on this site—including text, graphics, logos, and software—is the property of Health Pain Management Insurance or its licensors and is protected by U.S. and international copyright laws. You may not reproduce, distribute, modify, or create derivative works without express written permission.
5. Limitation of Liability
To the fullest extent permitted by law, Health Pain Management Insurance disclaims all liability for indirect, incidental, or consequential damages arising from your use of this site or reliance on its content. We do not guarantee uninterrupted, error-free, or secure operation of the website.
6. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of New York, without regard to its conflict of laws principles. Any disputes arising from these Terms shall be resolved exclusively in the state or federal courts located in New York County, New York.
7. Modifications
We reserve the right to update these Terms at any time. Changes will be effective upon posting to this page. Last updated: March 15, 2025. Your continued use after changes constitutes acceptance.
8. Links to Third-Party Sites
Our site may contain links to external websites not controlled by us. We are not responsible for the content, privacy practices, or accuracy of such sites. Use them at your own risk.
9. Contact Information
For questions about these Terms, please contact us at Contact Us or email support@health.painmanagementinsurance.com.